We will need to find out your individual objectives, financial situation and needs before we recommend any financial product to you. You have the right not to divulge this information to us, if you do not wish to do so. In that case, we are required to warn you about the possible consequences of us not having your full personal information. You should read the warnings carefully.

We are committed to protecting and maintaining the privacy, accuracy and security of the personal and financial information you give us. Keeping this information private is very important to us. If you want to access your personal information, please let your adviser know.

Risk Care Finance Solutions, in association with BLSSA Pty Ltd (Australian Credit Licence Number 391237), and Risk Care Financial Services, in association with Australia Pacific Funds Management (Australian Financial Services License Number 339151) is required, pursuant to the Anti-Money Laundering and Counter Terrorism Financing Act [AML/CTF] and its corresponding rules and regulations, to implement certain customer identification processes. We may be required to obtain information about you at the time of providing financial services to you and from time to time thereafter in order to meet our obligations.
We have certain reporting obligations pursuant to the AML/CTF Act and information obtained from or about you may be provided to external third parties and regulators in accordance with the requirements imposed on us.